As a leading insurer in India, Bajaj Allianz General Insurance Company Limited provides world-class products and services as well as excellent after-sales support. It offers a diverse selection of insurance products in the Life and General Insurance categories. When it comes to health insurance for companies, it provides a variety of tailored options to match each customer’s specific needs. The following are some of the benefits of purchasing health insurance from Bajaj Allianz:
Coverage before and after hospitalization
Medical insurance benefits include pre-and post-treatment fees, such as diagnostic charges and expenses for tests ordered by a medical practitioner, and the treatment cost of hospitalization. On the other hand, post-hospitalization coverage offers financial support for expenditures incurred after the treatment has been completed. The cost of essential drugs might be exorbitant at times, and in these cases, post-treatment insurance can assist.
Expenses for daycare
Day-care operations are surgeries that used to need hospitalization but may now be finished in hours. It has been made possible thanks to advancements in medical technology, as well as effective drugs and high-quality medical treatments. It is sometimes referred to as short-term hospitalization. Minor procedures, which would otherwise be costly, are covered under day-care expenditures coverage in bajaj health insurance.
The benefit of a cashless claim
Many insurance companies allow you to claim without having to pay any money. If you choose this option, you won’t have to pay anything. Your insurance and the hospital will cover the costs of your stay in the hospital. To become eligible for this service, you must have been hospitalized at a network hospital of the insurer. A pre-authorization form and a copy of your health insurance card are required to use the cashless payment option.
Protection against serious illnesses
Most insurance firms already pritical illness insurance as a standalone policy or rider. There are a variety of ailments for which such an insurance plan would give protection, such as renal failure and the need for bone marrow transplants. You are eligible for a lump sum payment if you are diagnosed with severe diseases on your policy’s specified list. This money may be utilized for medical bills, everyday expenditures, and other financial obligations.
Extra Coverage over Employer Coverage
Apart from their employer’s group health plan, Bajaj Allianz plans to provide workers with the option of purchasing independent health insurance coverage. Employees covered by group health insurance for companies may choose from a variety of health plans supplied by the organization. They will subsequently be able to take advantage of extra coverage advantages and be wholly protected against medical emergencies.
No Claim Bonus
The No-Claim Bonus is one of the most valuable features of a medical insurance plan. Your insurer will credit your account with an extra insured amount if you go a whole year without filing a claim while paying premiums. As a result, paying your premiums on time and renewing your insurance regularly may significantly increase the value of your coverage, providing considerable financial support in times of need.
Ensures preventative care
Aside from the numerous other advantages of health insurance, some plans provide complementary health examinations as a perk of enrollment. These assist you in gaining access to preventative care or general medical treatment, ensuring that you remain in good health. It is a benefit of health insurance that you should look into since it may help you maintain your health for a longer time.
There are more ways to optimize your health insurance policy’s advantages beyond these essentials. The Bajaj Allianz General Insurance Firm is known as the leader in the health insurance business since it provides a little more benefit to its consumers when they purchase insurance plans from the company. We advise you to choose a health insurance plan that meets all of your needs.